XRP Legal Battle Nears Conclusion Amid Bureaucratic Hurdles

The prolonged legal confrontation between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) is approaching its final stages, though bureaucratic delays have postponed the official resolution. XRP holders remain on edge as they await the outcome of this landmark case, which has significant implications for the cryptocurrency's future. Despite Ripple's recent withdrawal of its appeal, the SEC's internal procedural requirements have extended the timeline, with former SEC attorney Marc Fagel noting that standard approval procedures typically take 1-2 months after enforcement staff review. As of August 2025, the crypto community continues to monitor developments closely, anticipating potential price movements and regulatory clarity for XRP.

Ripple vs SEC Case Nears Conclusion But Faces Bureaucratic Delay

XRP holders await final resolution in the protracted legal battle between Ripple Labs and the U.S. Securities and Exchange Commission. Despite Ripple's public withdrawal of its appeal, the SEC's procedural requirements have extended the timeline for official case closure.

Former SEC attorney Marc Fagel clarified the regulatory process, noting standard approval procedures typically take 1-2 months after enforcement staff recommendations. This bureaucratic reality has frustrated XRP enthusiasts who anticipated immediate resolution following Ripple's concession.

The ongoing uncertainty continues to weigh on XRP's market performance, with community sentiment oscillating between anticipation and exasperation. Social media platforms reflect growing impatience among digital asset investors seeking regulatory clarity in the evolving cryptocurrency landscape.

XRP News: Why the Ripple vs SEC Case Isn’t Over Yet?

XRP holders face renewed uncertainty as the SEC remains silent on closing its case against Ripple. Despite Ripple's public withdrawal of its appeal, the SEC has yet to follow suit, leaving the community frustrated and confused. Social media platforms are flooded with questions demanding clarity.

Former SEC attorney Marc Fagel sheds light on the delay, explaining that the SEC's internal process for dropping an appeal involves a recommendation to commissioners—a procedure that typically takes 1-2 months. This bureaucratic step has prolonged the legal limbo for XRP, which has already endured years of price and reputational pressure.

The standoff highlights the tension between crypto innovation and regulatory processes. With Ripple ready to move forward, the ball now lies in the SEC's court—a delay that risks further eroding trust in both the asset and the regulatory framework.

Ruvi AI (RUVI) Emerges as a Strong Contender for 2025 with Audit Success and Presale Momentum

Ruvi AI is gaining traction as a promising cryptocurrency project, drawing comparisons to established players like Ripple (XRP). Its recent audit success and robust presale performance underscore its potential as a utility-driven investment. The project has raised over $2.5 million and sold 200 million tokens, signaling strong market interest.

Transparency remains a cornerstone of Ruvi AI's strategy. The project has undergone rigorous security checks and partnered with a global trading platform to ensure liquidity post-launch. These measures address early skepticism faced by projects like XRP, positioning Ruvi AI for long-term viability.

With structured growth and early achievements, Ruvi AI is poised to outperform legacy tokens in 2025. Investors are eyeing its combination of technological innovation and market readiness as key differentiators in a competitive landscape.

US Banking Groups Urge OCC to Delay Crypto Firms’ Banking Licenses

Banking associations in the U.S. are pressing the Office of the Comptroller of the Currency (OCC) to halt approvals for national banking charters sought by cryptocurrency firms, including Ripple and Circle. The American Bankers Association, alongside other trade groups, cites insufficient transparency in the applications as a primary concern.

The joint letter to the OCC highlights unresolved questions about whether the business models of Circle Internet Group, Fidelity Digital Assets, and Ripple Labs align with the fiduciary activities expected of national trust banks. A policy shift by the OCC without public scrutiny could undermine trust in regulatory processes.

The lack of detail in the applications raises material risks, according to the banking groups. They argue that opaque procedures could destabilize the digital financial landscape, leaving the public without a clear view of the OCC’s decision-making framework.

U.S. Bankers Demand More Transparency from Crypto Firms

The American Bankers Association, alongside several financial institutions, has called for a delay in the national bank license applications of major cryptocurrency firms including Ripple and Circle. The group cited concerns over unclear business models and operational transparency, warning that rushed approvals could undermine public oversight and destabilize regulatory standards.

In a joint letter to the Office of the Comptroller of the Currency, the ABA questioned whether applications from Circle, Fidelity Digital Assets, and Ripple Labs adequately addressed fiduciary responsibilities typical of trust banks. The association pushed for public review of the process, arguing that opacity risks exposing the U.S. financial system to unanticipated vulnerabilities.

Is Ripple Manipulating XRP Price? Bill Morgan Debunks Escrow Dump Theory

Ripple's escrow system, designed for supply management and investor confidence, has come under scrutiny from critics who allege it manipulates XRP's price. Bill Morgan, a prominent voice in the XRP community, has dismantled these claims with data-driven analysis. The escrow mechanism, established in 2017, locks 55 billion XRP and releases 1 billion monthly—only a fraction of which enters circulation.

Morgan emphasizes that the SEC itself acknowledged Ripple's escrow was structured to support XRP's price, not suppress it. Despite XRP's 600% rally from $0.50 to $3, skeptics argue monthly releases create sell pressure. Market metrics tell a different story: escrow releases represent less than 1% of XRP's daily trading volume, rendering their impact negligible.

Transparency remains Ripple's cornerstone. Unused escrowed tokens are systematically returned, preventing market flooding. With regulatory winds shifting favorably and institutional adoption accelerating, XRP's escrow model is increasingly viewed as a blueprint for responsible crypto supply management.